March 31, 2018

Entrepreneur and Small Business Books

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From Cradle to Retirement: The Child IRA – How to start a newborn on the road to comfortable retirement while still in a cozy cradle

(Pandamensional Solutions, Inc., 2018)

“Christopher Carosa, a noted publisher and financial author, has come up with a very simple and novel lesson even before kindergarten. It’s the Child IRA which can help a child get started on the road to financial independence. It’s never too early to start.”
– Jerry Kalish, GFS®, President, National Benefit Services, Inc.

Would You be Willing to Reduce Today’s Taxes if It Meant Making Your Children Tax-Free Multi-Millionaires When They Retire?

You work hard. You work hard on your business. You work hard for your family. After all, isn’t your family what it’s all about. That’s why you’re living your dream of running a family owned business. There’s no reason to spend all that blood, sweat, and tears only to give all the profits to someone else. No, you’re doing it for your family. You want them to enjoy the fruits of your labors. It is a legacy you’ve spent your entire life building. And you’ll rest easy knowing what you’ve built for your family will ultimately stay in your family.

But you can’t control the future. You can’t control your customers. You can’t control your competitors. At times your lack of control gets the better of you. It’s only natural to question if it’s worth the effort. There’s no guarantee your business will last long enough for you to spend your retirement joyfully watching as your kids take the reins. All that hard work. Just to give your kids an edge your never had. And you have little to no control if you’ll ever get there. Worse, you can’t even control your kids. If they’re like most kids, the last thing they’ll want to do is take over the family business. No, they’ve grown up in a world that’s teaching them “to do their own thing wherever they want to do it.” Heck, you’ll be lucky if they stay living in the same city as you let alone work in the same business.

And yet, you see other family businesses spanning multiple generations. Something convinced the children of those parents to stick around and, when the time comes, join the family business. What did those parents do? What encouraged their kids to shun that continual barrage for them to “do their own thing.” What made them stay close to home while their peers were lured to far away jobs, rarely returning to the land of their roots? Something did. And there’s a way for you to capture it.

But first you need to know your competition. And it’s not the same competition you face for your customers. No, the enemy here is all around. It never stops to rest. You can try to build a protective shield around your children, but the lure is too great. Even for you. You don’t want your children to live a sheltered life. You want them to become worldly. By doing so, though, you expose them to a culture that demands they reject everything you’ve worked hard for. You want them to embrace your family values, but you’d feel better if they make that decision on their own. Society, on the other hand, has its own agenda, and it’s not looking out for your best interests. Yet, every song your child listens to, every television show your child watches, every film your child goes to see lures your child further from you. And you can’t rely on school either. Sure, teachers and counselors are great at teaching your kids to dream, but they no nothing of your dreams. Worse, they tell your own children they don’t have burden themselves with their parents’ dreams, their family’s values. They tell your kids they have a right, a duty, and an obligation to think for themselves. You can’t argue with that. You want it, too. But you also want your kids to make their choices within the context of the greater good of the family, not merely for some hedonistic joy.

The enemy you face is much bigger than you, but even David beat Goliath. For all the strength of Achilles, there was that small vulnerable heel. Your children might be exposed to a non-stop bombardment of all of society’s many temptations, but you have something society can never offer. It has the internet, the media, and the entertainment industry. You have the dinner table, and something a bit more enticing.

You have your own business. You may think of this business merely as a means to put food on your table. It, however, offers an additional benefit. It provides an advantage unique to family owned businesses. It allows you an exciting way for you to take on those that seek to wrest your children from you. In doing so, you can take back your children – even before they’ve left the house.

But that’s not all you can take back. If you do this right, you can take back some of that money you’ve been giving every year to government taxes. What’s more, you’ll use that savings to help your children retirement as tax-free multi-millionaires. In fact, you can set them on the road to a comfortable retirement well before it’s time for you to retire. And well before you need to take that exit strategy you’re not even sure will be there when you’re ready. Heck, if your kids are set, you won’t need that exit strategy. You can rest relaxed without a worry in retirement. After all, if your kids are financially independent, you don’t have to worry about wasting your hard-earned retirement money on your adult children.

Regardless, you don’t have to rely on a future that you can’t control brings. Instead, you can capitalize on the today you can control. You can reduce your tax burden, help give your kids an edge their peers won’t have, and, who knows, you just might get them interested enough in what you do every day to keep ‘em down on the farm.

And that, alone, will make all those long hard hours running your family business make it all worth while. Why? Because, in the end, it’s all about family.

Family comes first for family businesses, and this new strategy – The Child IRA – accomplishes precisely that. Using actual real-life case studies, From Cradle to Retirement provides easy to follow steps to implement this strategy in family-owned businesses to increase overall family wealth. Wouldn’t you like to be among the first family business in your market to adopt the Child IRA strategy to increase overall family wealth?

Click here to read more about what you’ll discover in Chris Carosa’s From Cradle to Retirement

Would you like to benefit from reading Chris Carosa’s From Cradle to Retirement anytime you want?



A Pizza The Action – Everything I Ever Learned About Business I Learned by Working in a Pizza Stand at the Erie County Fair 

(Pandamensional Solutions, Inc., 2014)

A Pizza The Action Book Front Cover - corrected

A Pizza The Action is a business book wrapped in a personal memoir. Join the author as he relives real-life events that occurred while he worked in his grandparents’ pizza stand at the nation’s largest county fair. Chris Carosa explains how, in retrospect, these stories revealed 15 rules told through 54 lessons all entrepreneurs, business executives and anyone interested in getting ahead must know.

Click here to read more about what you’ll discover in Chris Carosa’s A Pizza The Action.

Would you like to benefit from reading Chris Carosa’s A Pizza The Action anytime you want?


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